Lincoln County, Nevada home prices
Typical home $227,121 · -0.7% in a year · property tax 0.51%
The typical home in Lincoln County is worth $227,121, 48% less than the Nevada typical home ($440,739). Values changed -0.7% in the past year and -1.0% over five years. Homeowners here pay a median 0.51% of their home's value in property tax each year ($1,165 on the typical home), versus 0.47% statewide.
Mortgage on the typical Lincoln County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,424 | $181,697 | $1,222 | $0 | $211 | $1,433 | $61,400 |
| 10% down | $22,712 | $204,409 | $1,375 | $85 | $211 | $1,671 | $71,600 |
| 5% down | $11,356 | $215,765 | $1,451 | $90 | $211 | $1,752 | $75,100 |
| 3.5% down (FHA) | $7,949 | $223,007 | $1,500 | $100 | $211 | $1,811 | $77,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nevada.
Nevada counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pershing County | $228,049 | -6.9% | 0.62% |
| Lander County | $259,816 | +5.4% | 0.64% |
| White Pine County | $184,070 | -1.2% | 0.51% |
| Eureka County | $146,498 | -1.5% | 0.62% |
| Mineral County | $106,528 | -8.7% | 0.74% |
| Nye County | $355,161 | +0.6% | 0.45% |
| Humboldt County | $355,183 | +4.1% | 0.49% |
| Elko County | $372,095 | +2.3% | 0.5% |
| Churchill County | $392,106 | +2.8% | 0.53% |
| Lyon County | $420,661 | +3.7% | 0.46% |
Frequently asked questions
What is the average home price in Lincoln County, NV?
The typical home value in Lincoln County is $227,121 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lincoln County?
About $61,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lincoln County?
The median effective rate is 0.51% of home value a year (Census ACS 2024 5-year estimates).