Churchill County, Nevada home prices
Typical home $392,106 · +2.8% in a year · property tax 0.53%
The typical home in Churchill County is worth $392,106, 11% less than the Nevada typical home ($440,739). Values changed +2.8% in the past year and +16.6% over five years. Homeowners here pay a median 0.53% of their home's value in property tax each year ($2,089 on the typical home), versus 0.47% statewide.
Mortgage on the typical Churchill County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $78,421 | $313,685 | $2,110 | $0 | $370 | $2,480 | $106,300 |
| 10% down | $39,211 | $352,895 | $2,374 | $147 | $370 | $2,891 | $123,900 |
| 5% down | $19,605 | $372,501 | $2,506 | $155 | $370 | $3,031 | $129,900 |
| 3.5% down (FHA) | $13,724 | $385,004 | $2,590 | $173 | $370 | $3,134 | $134,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nevada · part of the Fallon metro area.
Nevada counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Elko County | $372,095 | +2.3% | 0.5% |
| Lyon County | $420,661 | +3.7% | 0.46% |
| Clark County | $422,748 | -2.6% | 0.48% |
| Humboldt County | $355,183 | +4.1% | 0.49% |
| Nye County | $355,161 | +0.6% | 0.45% |
| Storey County | $480,475 | +2.7% | 0.34% |
| Carson City | $494,245 | +1.0% | 0.41% |
| Lander County | $259,816 | +5.4% | 0.64% |
| Pershing County | $228,049 | -6.9% | 0.62% |
| Lincoln County | $227,121 | -0.7% | 0.51% |
Frequently asked questions
What is the average home price in Churchill County, NV?
The typical home value in Churchill County is $392,106 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Churchill County?
About $106,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Churchill County?
The median effective rate is 0.53% of home value a year (Census ACS 2024 5-year estimates).