Lyon County, Nevada home prices
Typical home $420,661 · +3.7% in a year · property tax 0.46%
The typical home in Lyon County is worth $420,661, 5% less than the Nevada typical home ($440,739). Values changed +3.7% in the past year and +9.4% over five years. Homeowners here pay a median 0.46% of their home's value in property tax each year ($1,917 on the typical home), versus 0.47% statewide.
Mortgage on the typical Lyon County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $84,132 | $336,529 | $2,264 | $0 | $370 | $2,634 | $112,900 |
| 10% down | $42,066 | $378,595 | $2,547 | $158 | $370 | $3,075 | $131,800 |
| 5% down | $21,033 | $399,628 | $2,688 | $167 | $370 | $3,225 | $138,200 |
| 3.5% down (FHA) | $14,723 | $413,042 | $2,779 | $186 | $370 | $3,335 | $142,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nevada · part of the Fernley metro area.
Nevada counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clark County | $422,748 | -2.6% | 0.48% |
| Churchill County | $392,106 | +2.8% | 0.53% |
| Elko County | $372,095 | +2.3% | 0.5% |
| Storey County | $480,475 | +2.7% | 0.34% |
| Humboldt County | $355,183 | +4.1% | 0.49% |
| Nye County | $355,161 | +0.6% | 0.45% |
| Carson City | $494,245 | +1.0% | 0.41% |
| Washoe County | $570,399 | +2.2% | 0.44% |
| Lander County | $259,816 | +5.4% | 0.64% |
| Pershing County | $228,049 | -6.9% | 0.62% |
Frequently asked questions
What is the average home price in Lyon County, NV?
The typical home value in Lyon County is $420,661 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lyon County?
About $112,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lyon County?
The median effective rate is 0.46% of home value a year (Census ACS 2024 5-year estimates).