Humboldt County, Nevada home prices
Typical home $355,183 · +4.1% in a year · property tax 0.49%
The typical home in Humboldt County is worth $355,183, 19% less than the Nevada typical home ($440,739). Values changed +4.1% in the past year and +27.1% over five years. Homeowners here pay a median 0.49% of their home's value in property tax each year ($1,751 on the typical home), versus 0.47% statewide.
Mortgage on the typical Humboldt County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $71,037 | $284,146 | $1,911 | $0 | $324 | $2,235 | $95,800 |
| 10% down | $35,518 | $319,664 | $2,150 | $133 | $324 | $2,607 | $111,700 |
| 5% down | $17,759 | $337,423 | $2,270 | $141 | $324 | $2,734 | $117,200 |
| 3.5% down (FHA) | $12,431 | $348,749 | $2,346 | $157 | $324 | $2,827 | $121,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nevada · part of the Winnemucca metro area.
Nevada counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nye County | $355,161 | +0.6% | 0.45% |
| Elko County | $372,095 | +2.3% | 0.5% |
| Churchill County | $392,106 | +2.8% | 0.53% |
| Lyon County | $420,661 | +3.7% | 0.46% |
| Clark County | $422,748 | -2.6% | 0.48% |
| Lander County | $259,816 | +5.4% | 0.64% |
| Storey County | $480,475 | +2.7% | 0.34% |
| Pershing County | $228,049 | -6.9% | 0.62% |
| Lincoln County | $227,121 | -0.7% | 0.51% |
| Carson City | $494,245 | +1.0% | 0.41% |
Frequently asked questions
What is the average home price in Humboldt County, NV?
The typical home value in Humboldt County is $355,183 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Humboldt County?
About $95,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Humboldt County?
The median effective rate is 0.49% of home value a year (Census ACS 2024 5-year estimates).