Winnemucca, NV home prices
Typical home $355,112 · +4.1% in a year · income needed $95,800
The Winnemucca, NV metro area ranks 218 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.1% in a year and +27.1% over five years. With 20% down at 7.11%, the typical home costs about $2,235 a month including 0.49% property tax (Humboldt County rate).
Mortgage on the typical Winnemucca home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $71,022 | $284,089 | $1,911 | $0 | $323 | $2,235 | $95,800 |
| 10% down | $35,511 | $319,601 | $2,150 | $133 | $323 | $2,607 | $111,700 |
| 5% down | $17,756 | $337,356 | $2,269 | $141 | $323 | $2,733 | $117,100 |
| 3.5% down (FHA) | $12,429 | $348,680 | $2,346 | $157 | $323 | $2,826 | $121,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Winnemucca area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Humboldt County, NV | $355,183 | +4.1% | 0.49% |
What can you afford in Nevada on your salary? · Nevada home prices · Salaries in Nevada
Frequently asked questions
How much is a house in Winnemucca?
The typical home in the Winnemucca, NV metro area is worth $355,112 (Zillow, September 2026).
What salary do you need to buy a house in Winnemucca?
About $95,800 a year for the typical home with 20% down at 7.11%.