Eureka County, Nevada home prices
Typical home $146,498 · -1.5% in a year · property tax 0.62%
The typical home in Eureka County is worth $146,498, 67% less than the Nevada typical home ($440,739). Values changed -1.5% in the past year and -18.8% over five years. Homeowners here pay a median 0.62% of their home's value in property tax each year ($906 on the typical home), versus 0.47% statewide.
Mortgage on the typical Eureka County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,300 | $117,199 | $788 | $0 | $149 | $937 | $40,200 |
| 10% down | $14,650 | $131,848 | $887 | $55 | $149 | $1,091 | $46,700 |
| 5% down | $7,325 | $139,173 | $936 | $58 | $149 | $1,143 | $49,000 |
| 3.5% down (FHA) | $5,127 | $143,845 | $968 | $65 | $149 | $1,181 | $50,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nevada · part of the Elko metro area.
Nevada counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| White Pine County | $184,070 | -1.2% | 0.51% |
| Mineral County | $106,528 | -8.7% | 0.74% |
| Lincoln County | $227,121 | -0.7% | 0.51% |
| Pershing County | $228,049 | -6.9% | 0.62% |
| Lander County | $259,816 | +5.4% | 0.64% |
| Nye County | $355,161 | +0.6% | 0.45% |
| Humboldt County | $355,183 | +4.1% | 0.49% |
| Elko County | $372,095 | +2.3% | 0.5% |
| Churchill County | $392,106 | +2.8% | 0.53% |
| Lyon County | $420,661 | +3.7% | 0.46% |
Frequently asked questions
What is the average home price in Eureka County, NV?
The typical home value in Eureka County is $146,498 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Eureka County?
About $40,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Eureka County?
The median effective rate is 0.62% of home value a year (Census ACS 2024 5-year estimates).