Wheeler County, Nebraska home prices
Typical home $234,464 · +1.8% in a year · property tax 0.79%
The typical home in Wheeler County is worth $234,464, 16% less than the Nebraska typical home ($278,299). Values changed +1.8% in the past year and +19.4% over five years. Homeowners here pay a median 0.79% of their home's value in property tax each year ($1,863 on the typical home), versus 1.31% statewide.
Mortgage on the typical Wheeler County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,893 | $187,571 | $1,262 | $0 | $272 | $1,534 | $65,800 |
| 10% down | $23,446 | $211,018 | $1,420 | $88 | $272 | $1,780 | $76,300 |
| 5% down | $11,723 | $222,741 | $1,498 | $93 | $272 | $1,864 | $79,900 |
| 3.5% down (FHA) | $8,206 | $230,217 | $1,549 | $104 | $272 | $1,925 | $82,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cedar County | $236,446 | +9.8% | 1% |
| Garfield County | $230,215 | +4.5% | 1.35% |
| Dodge County | $240,410 | +3.5% | 1.27% |
| Colfax County | $228,275 | +1.1% | 1.18% |
| Merrick County | $228,260 | +2.7% | 1.3% |
| Butler County | $242,422 | +5.8% | 1.11% |
| York County | $226,050 | -0.1% | 1.19% |
| Lincoln County | $225,085 | +6.6% | 1.47% |
| Otoe County | $244,979 | +2.7% | 1.33% |
| Dakota County | $245,248 | +5.7% | 1.54% |
Frequently asked questions
What is the average home price in Wheeler County, NE?
The typical home value in Wheeler County is $234,464 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wheeler County?
About $65,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wheeler County?
The median effective rate is 0.79% of home value a year (Census ACS 2024 5-year estimates).