Cedar County, Nebraska home prices
Typical home $236,446 · +9.8% in a year · property tax 1%
The typical home in Cedar County is worth $236,446, 15% less than the Nebraska typical home ($278,299). Values changed +9.8% in the past year and +33.6% over five years. Homeowners here pay a median 1% of their home's value in property tax each year ($2,362 on the typical home), versus 1.31% statewide.
Mortgage on the typical Cedar County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,289 | $189,157 | $1,272 | $0 | $315 | $1,588 | $68,000 |
| 10% down | $23,645 | $212,802 | $1,432 | $89 | $315 | $1,835 | $78,700 |
| 5% down | $11,822 | $224,624 | $1,511 | $94 | $315 | $1,920 | $82,300 |
| 3.5% down (FHA) | $8,276 | $232,164 | $1,562 | $105 | $315 | $1,981 | $84,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wheeler County | $234,464 | +1.8% | 0.79% |
| Dodge County | $240,410 | +3.5% | 1.27% |
| Butler County | $242,422 | +5.8% | 1.11% |
| Garfield County | $230,215 | +4.5% | 1.35% |
| Colfax County | $228,275 | +1.1% | 1.18% |
| Merrick County | $228,260 | +2.7% | 1.3% |
| Otoe County | $244,979 | +2.7% | 1.33% |
| Dakota County | $245,248 | +5.7% | 1.54% |
| Pierce County | $246,072 | +2.9% | 1.14% |
| York County | $226,050 | -0.1% | 1.19% |
Frequently asked questions
What is the average home price in Cedar County, NE?
The typical home value in Cedar County is $236,446 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cedar County?
About $68,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cedar County?
The median effective rate is 1% of home value a year (Census ACS 2024 5-year estimates).