Dakota County, Nebraska home prices
Typical home $245,248 · +5.7% in a year · property tax 1.54%
The typical home in Dakota County is worth $245,248, 12% less than the Nebraska typical home ($278,299). Values changed +5.7% in the past year and +34.6% over five years. Homeowners here pay a median 1.54% of their home's value in property tax each year ($3,769 on the typical home), versus 1.31% statewide.
Mortgage on the typical Dakota County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,050 | $196,198 | $1,320 | $0 | $437 | $1,757 | $75,300 |
| 10% down | $24,525 | $220,723 | $1,485 | $92 | $437 | $2,014 | $86,300 |
| 5% down | $12,262 | $232,985 | $1,567 | $97 | $437 | $2,101 | $90,000 |
| 3.5% down (FHA) | $8,584 | $240,806 | $1,620 | $108 | $437 | $2,165 | $92,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska · part of the Sioux City metro area.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Otoe County | $244,979 | +2.7% | 1.33% |
| Pierce County | $246,072 | +2.9% | 1.14% |
| Keith County | $247,262 | +7.0% | 1.41% |
| Butler County | $242,422 | +5.8% | 1.11% |
| Dodge County | $240,410 | +3.5% | 1.27% |
| Kearney County | $250,494 | +5.0% | 1.23% |
| Wayne County | $252,588 | +6.6% | 1.12% |
| Cedar County | $236,446 | +9.8% | 1% |
| Madison County | $254,172 | +3.4% | 1.37% |
| Hall County | $255,979 | -0.5% | 1.39% |
Frequently asked questions
What is the average home price in Dakota County, NE?
The typical home value in Dakota County is $245,248 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dakota County?
About $75,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dakota County?
The median effective rate is 1.54% of home value a year (Census ACS 2024 5-year estimates).