Wayne County, Nebraska home prices
Typical home $252,588 · +6.6% in a year · property tax 1.12%
The typical home in Wayne County is worth $252,588, 9% less than the Nebraska typical home ($278,299). Values changed +6.6% in the past year and +39.1% over five years. Homeowners here pay a median 1.12% of their home's value in property tax each year ($2,834 on the typical home), versus 1.31% statewide.
Mortgage on the typical Wayne County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,518 | $202,070 | $1,359 | $0 | $362 | $1,722 | $73,800 |
| 10% down | $25,259 | $227,329 | $1,529 | $95 | $362 | $1,986 | $85,100 |
| 5% down | $12,629 | $239,958 | $1,614 | $100 | $362 | $2,077 | $89,000 |
| 3.5% down (FHA) | $8,841 | $248,013 | $1,668 | $112 | $362 | $2,143 | $91,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.12% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Madison County | $254,172 | +3.4% | 1.37% |
| Kearney County | $250,494 | +5.0% | 1.23% |
| Hall County | $255,979 | -0.5% | 1.39% |
| Keith County | $247,262 | +7.0% | 1.41% |
| Pierce County | $246,072 | +2.9% | 1.14% |
| Dakota County | $245,248 | +5.7% | 1.54% |
| Otoe County | $244,979 | +2.7% | 1.33% |
| Butler County | $242,422 | +5.8% | 1.11% |
| Stanton County | $264,237 | +6.7% | 1.26% |
| Dodge County | $240,410 | +3.5% | 1.27% |
Frequently asked questions
What is the average home price in Wayne County, NE?
The typical home value in Wayne County is $252,588 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wayne County?
About $73,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wayne County?
The median effective rate is 1.12% of home value a year (Census ACS 2024 5-year estimates).