Lincoln County, Nebraska home prices
Typical home $225,085 · +6.6% in a year · property tax 1.47%
The typical home in Lincoln County is worth $225,085, 19% less than the Nebraska typical home ($278,299). Values changed +6.6% in the past year and +35.4% over five years. Homeowners here pay a median 1.47% of their home's value in property tax each year ($3,312 on the typical home), versus 1.31% statewide.
Mortgage on the typical Lincoln County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,017 | $180,068 | $1,211 | $0 | $389 | $1,600 | $68,600 |
| 10% down | $22,508 | $202,576 | $1,363 | $84 | $389 | $1,836 | $78,700 |
| 5% down | $11,254 | $213,830 | $1,438 | $89 | $389 | $1,916 | $82,100 |
| 3.5% down (FHA) | $7,878 | $221,008 | $1,487 | $100 | $389 | $1,975 | $84,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska · part of the North Platte metro area.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| York County | $226,050 | -0.1% | 1.19% |
| Merrick County | $228,260 | +2.7% | 1.3% |
| Colfax County | $228,275 | +1.1% | 1.18% |
| Cherry County | $221,476 | -5.6% | 0.99% |
| Perkins County | $221,350 | +0.7% | 1% |
| Garfield County | $230,215 | +4.5% | 1.35% |
| Polk County | $218,827 | +1.9% | 0.99% |
| Greeley County | $218,638 | +8.2% | 1.29% |
| Chase County | $218,408 | +8.4% | 1.28% |
| Saline County | $218,248 | +1.8% | 1.35% |
Frequently asked questions
What is the average home price in Lincoln County, NE?
The typical home value in Lincoln County is $225,085 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lincoln County?
About $68,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lincoln County?
The median effective rate is 1.47% of home value a year (Census ACS 2024 5-year estimates).