Saline County, Nebraska home prices
Typical home $218,248 · +1.8% in a year · property tax 1.35%
The typical home in Saline County is worth $218,248, 22% less than the Nebraska typical home ($278,299). Values changed +1.8% in the past year and +37.1% over five years. Homeowners here pay a median 1.35% of their home's value in property tax each year ($2,944 on the typical home), versus 1.31% statewide.
Mortgage on the typical Saline County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,650 | $174,598 | $1,175 | $0 | $354 | $1,529 | $65,500 |
| 10% down | $21,825 | $196,423 | $1,321 | $82 | $354 | $1,758 | $75,300 |
| 5% down | $10,912 | $207,336 | $1,395 | $86 | $354 | $1,836 | $78,700 |
| 3.5% down (FHA) | $7,639 | $214,295 | $1,442 | $97 | $354 | $1,893 | $81,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Chase County | $218,408 | +8.4% | 1.28% |
| Greeley County | $218,638 | +8.2% | 1.29% |
| Polk County | $218,827 | +1.9% | 0.99% |
| Perkins County | $221,350 | +0.7% | 1% |
| Cherry County | $221,476 | -5.6% | 0.99% |
| Antelope County | $214,956 | +4.2% | 1.23% |
| Johnson County | $214,386 | +2.6% | 1.32% |
| Knox County | $212,114 | +5.1% | 1.15% |
| Lincoln County | $225,085 | +6.6% | 1.47% |
| Phelps County | $211,324 | +2.6% | 1.32% |
Frequently asked questions
What is the average home price in Saline County, NE?
The typical home value in Saline County is $218,248 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Saline County?
About $65,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Saline County?
The median effective rate is 1.35% of home value a year (Census ACS 2024 5-year estimates).