Johnson County, Nebraska home prices
Typical home $214,386 · +2.6% in a year · property tax 1.32%
The typical home in Johnson County is worth $214,386, 23% less than the Nebraska typical home ($278,299). Values changed +2.6% in the past year and +23.3% over five years. Homeowners here pay a median 1.32% of their home's value in property tax each year ($2,829 on the typical home), versus 1.31% statewide.
Mortgage on the typical Johnson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,877 | $171,509 | $1,154 | $0 | $343 | $1,497 | $64,100 |
| 10% down | $21,439 | $192,948 | $1,298 | $80 | $343 | $1,721 | $73,800 |
| 5% down | $10,719 | $203,667 | $1,370 | $85 | $343 | $1,798 | $77,100 |
| 3.5% down (FHA) | $7,504 | $210,503 | $1,416 | $95 | $343 | $1,854 | $79,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Antelope County | $214,956 | +4.2% | 1.23% |
| Knox County | $212,114 | +5.1% | 1.15% |
| Phelps County | $211,324 | +2.6% | 1.32% |
| Adams County | $210,915 | +1.8% | 1.45% |
| Saline County | $218,248 | +1.8% | 1.35% |
| Chase County | $218,408 | +8.4% | 1.28% |
| Greeley County | $218,638 | +8.2% | 1.29% |
| Polk County | $218,827 | +1.9% | 0.99% |
| Perkins County | $221,350 | +0.7% | 1% |
| Cherry County | $221,476 | -5.6% | 0.99% |
Frequently asked questions
What is the average home price in Johnson County, NE?
The typical home value in Johnson County is $214,386 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Johnson County?
About $64,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Johnson County?
The median effective rate is 1.32% of home value a year (Census ACS 2024 5-year estimates).