Adams County, Nebraska home prices
Typical home $210,915 · +1.8% in a year · property tax 1.45%
The typical home in Adams County is worth $210,915, 24% less than the Nebraska typical home ($278,299). Values changed +1.8% in the past year and +23.5% over five years. Homeowners here pay a median 1.45% of their home's value in property tax each year ($3,051 on the typical home), versus 1.31% statewide.
Mortgage on the typical Adams County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,183 | $168,732 | $1,135 | $0 | $360 | $1,495 | $64,100 |
| 10% down | $21,092 | $189,824 | $1,277 | $79 | $360 | $1,716 | $73,500 |
| 5% down | $10,546 | $200,369 | $1,348 | $83 | $360 | $1,791 | $76,800 |
| 3.5% down (FHA) | $7,382 | $207,095 | $1,393 | $93 | $360 | $1,846 | $79,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska · part of the Hastings metro area.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Phelps County | $211,324 | +2.6% | 1.32% |
| Knox County | $212,114 | +5.1% | 1.15% |
| Johnson County | $214,386 | +2.6% | 1.32% |
| Antelope County | $214,956 | +4.2% | 1.23% |
| Saline County | $218,248 | +1.8% | 1.35% |
| Chase County | $218,408 | +8.4% | 1.28% |
| Greeley County | $218,638 | +8.2% | 1.29% |
| Polk County | $218,827 | +1.9% | 0.99% |
| Gage County | $200,898 | +0.6% | 1.41% |
| Perkins County | $221,350 | +0.7% | 1% |
Frequently asked questions
What is the average home price in Adams County, NE?
The typical home value in Adams County is $210,915 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Adams County?
About $64,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Adams County?
The median effective rate is 1.45% of home value a year (Census ACS 2024 5-year estimates).