How much house can I afford on $60,000 in Nebraska?
About $201,000 with 20% down ($162,000 with an FHA loan), using Nebraska's 1.31% property tax rate.
That is $77,598 less than the typical Nebraska home ($278,299), so on $60,000 you'd look at cheaper areas or a smaller home. The payment of $1,400 covers $1,080 principal and interest, $220 property tax and $100 insurance.
Counties in Nebraska you can afford on $60,000
40 of 89 counties have a typical home value at or below $201,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dawson County | $199,542 | -1.3% | 1.31% |
| Dixon County | $199,125 | +9.3% | 1.2% |
| Scotts Bluff County | $196,514 | +3.2% | 1.48% |
| Sherman County | $192,607 | +4.8% | 1.16% |
| Burt County | $192,436 | +4.9% | 1.32% |
| Dawes County | $189,283 | +5.4% | 1.45% |
| Nemaha County | $183,504 | +5.5% | 1.44% |
| Thomas County | $182,513 | -5.7% | 1.25% |
| Holt County | $181,816 | +8.8% | 1.11% |
| Red Willow County | $181,358 | +1.5% | 1.18% |
| Clay County | $180,934 | +6.0% | 1.2% |
| Fillmore County | $180,015 | +5.8% | 0.99% |
| Valley County | $179,973 | +2.6% | 1.32% |
| Box Butte County | $179,655 | +3.1% | 1.51% |
| Custer County | $179,132 | +8.1% | 1.16% |
| Logan County | $175,598 | +3.8% | 0.98% |
| Garden County | $175,060 | +2.1% | 1.01% |
| Frontier County | $174,432 | +5.7% | 1.4% |
| Cheyenne County | $172,864 | +6.7% | 1.65% |
| Thurston County | $170,592 | +12.7% | 1.47% |
| Deuel County | $168,336 | +5.5% | 1.43% |
| Kimball County | $168,081 | +4.6% | 1.67% |
| Harlan County | $167,549 | +5.5% | 1.29% |
| Pawnee County | $160,023 | -0.3% | 1.52% |
| Nance County | $159,244 | -1.0% | 1.1% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Nebraska
Frequently asked questions
How much house can I afford on $60,000 in Nebraska?
About $201,000 with 20% down at 7.11%, keeping the payment (with Nebraska's 1.31% property tax and insurance) under $1,400 a month.
Is $60,000 enough to buy a house in Nebraska?
Not the typical home: the typical Nebraska home is worth $278,299 (Zillow, September 2026) and $60,000 supports about $201,000. 40 of 89 counties are within budget.