Thurston County, Nebraska home prices
Typical home $170,592 · +12.7% in a year · property tax 1.47%
The typical home in Thurston County is worth $170,592, 39% less than the Nebraska typical home ($278,299). Values changed +12.7% in the past year and +33.1% over five years. Homeowners here pay a median 1.47% of their home's value in property tax each year ($2,504 on the typical home), versus 1.31% statewide.
Mortgage on the typical Thurston County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,118 | $136,474 | $918 | $0 | $294 | $1,212 | $51,900 |
| 10% down | $17,059 | $153,533 | $1,033 | $64 | $294 | $1,391 | $59,600 |
| 5% down | $8,530 | $162,062 | $1,090 | $68 | $294 | $1,452 | $62,200 |
| 3.5% down (FHA) | $5,971 | $167,502 | $1,127 | $75 | $294 | $1,496 | $64,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Deuel County | $168,336 | +5.5% | 1.43% |
| Cheyenne County | $172,864 | +6.7% | 1.65% |
| Kimball County | $168,081 | +4.6% | 1.67% |
| Harlan County | $167,549 | +5.5% | 1.29% |
| Frontier County | $174,432 | +5.7% | 1.4% |
| Garden County | $175,060 | +2.1% | 1.01% |
| Logan County | $175,598 | +3.8% | 0.98% |
| Custer County | $179,132 | +8.1% | 1.16% |
| Box Butte County | $179,655 | +3.1% | 1.51% |
| Valley County | $179,973 | +2.6% | 1.32% |
Frequently asked questions
What is the average home price in Thurston County, NE?
The typical home value in Thurston County is $170,592 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Thurston County?
About $51,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Thurston County?
The median effective rate is 1.47% of home value a year (Census ACS 2024 5-year estimates).