Hastings, NE home prices
Typical home $210,913 · +1.9% in a year · income needed $64,100
The Hastings, NE metro area ranks 601 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.9% in a year and +23.5% over five years. With 20% down at 7.11%, the typical home costs about $1,495 a month including 1.45% property tax (Adams County rate).
Mortgage on the typical Hastings home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,183 | $168,730 | $1,135 | $0 | $360 | $1,495 | $64,100 |
| 10% down | $21,091 | $189,822 | $1,277 | $79 | $360 | $1,716 | $73,500 |
| 5% down | $10,546 | $200,367 | $1,348 | $83 | $360 | $1,791 | $76,800 |
| 3.5% down (FHA) | $7,382 | $207,093 | $1,393 | $93 | $360 | $1,846 | $79,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Hastings area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Adams County, NE | $210,915 | +1.8% | 1.45% |
What can you afford in Nebraska on your salary? · Nebraska home prices · Salaries in Nebraska
Frequently asked questions
How much is a house in Hastings?
The typical home in the Hastings, NE metro area is worth $210,913 (Zillow, September 2026).
What salary do you need to buy a house in Hastings?
About $64,100 a year for the typical home with 20% down at 7.11%.