North Platte, NE home prices
Typical home $225,019 · +6.5% in a year · income needed $68,500
The North Platte, NE metro area ranks 546 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.5% in a year and +35.1% over five years. With 20% down at 7.11%, the typical home costs about $1,599 a month including 1.47% property tax (Lincoln County rate).
Mortgage on the typical North Platte home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,004 | $180,015 | $1,211 | $0 | $388 | $1,599 | $68,500 |
| 10% down | $22,502 | $202,517 | $1,362 | $84 | $388 | $1,835 | $78,600 |
| 5% down | $11,251 | $213,768 | $1,438 | $89 | $388 | $1,915 | $82,100 |
| 3.5% down (FHA) | $7,876 | $220,943 | $1,486 | $100 | $388 | $1,974 | $84,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the North Platte area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lincoln County, NE | $225,085 | +6.6% | 1.47% |
| Logan County, NE | $175,598 | +3.8% | 0.98% |
| McPherson County, NE | $339,233 | +1.7% | 1.11% |
What can you afford in Nebraska on your salary? · Nebraska home prices · Salaries in Nebraska
Frequently asked questions
How much is a house in North Platte?
The typical home in the North Platte, NE metro area is worth $225,019 (Zillow, September 2026).
What salary do you need to buy a house in North Platte?
About $68,500 a year for the typical home with 20% down at 7.11%.