Sioux County, Nebraska home prices
Typical home $310,306 · +9.5% in a year · property tax 1.63%
The typical home in Sioux County is worth $310,306, 12% more than the Nebraska typical home ($278,299). Values changed +9.5% in the past year and +58.3% over five years. Homeowners here pay a median 1.63% of their home's value in property tax each year ($5,044 on the typical home), versus 1.31% statewide.
Mortgage on the typical Sioux County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,061 | $248,245 | $1,670 | $0 | $575 | $2,245 | $96,200 |
| 10% down | $31,031 | $279,275 | $1,879 | $116 | $575 | $2,571 | $110,200 |
| 5% down | $15,515 | $294,790 | $1,983 | $123 | $575 | $2,681 | $114,900 |
| 3.5% down (FHA) | $10,861 | $304,685 | $2,050 | $137 | $575 | $2,762 | $118,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska · part of the Scottsbluff metro area.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Gosper County | $311,165 | -1.8% | 1.05% |
| Cass County | $308,970 | +3.7% | 1.43% |
| Buffalo County | $305,204 | +6.5% | 1.44% |
| Seward County | $317,580 | +7.0% | 1.18% |
| Hamilton County | $301,079 | +5.6% | 0.95% |
| Lancaster County | $299,768 | +2.9% | 1.53% |
| Boone County | $294,679 | +1.7% | 1.03% |
| Douglas County | $294,051 | +2.2% | 1.69% |
| Keya Paha County | $284,560 | -1.1% | 1.29% |
| McPherson County | $339,233 | +1.7% | 1.11% |
Frequently asked questions
What is the average home price in Sioux County, NE?
The typical home value in Sioux County is $310,306 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sioux County?
About $96,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sioux County?
The median effective rate is 1.63% of home value a year (Census ACS 2024 5-year estimates).