Seward County, Nebraska home prices
Typical home $317,580 · +7.0% in a year · property tax 1.18%
The typical home in Seward County is worth $317,580, 14% more than the Nebraska typical home ($278,299). Values changed +7.0% in the past year and +30.4% over five years. Homeowners here pay a median 1.18% of their home's value in property tax each year ($3,751 on the typical home), versus 1.31% statewide.
Mortgage on the typical Seward County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $63,516 | $254,064 | $1,709 | $0 | $471 | $2,180 | $93,400 |
| 10% down | $31,758 | $285,822 | $1,923 | $119 | $471 | $2,513 | $107,700 |
| 5% down | $15,879 | $301,701 | $2,030 | $126 | $471 | $2,627 | $112,600 |
| 3.5% down (FHA) | $11,115 | $311,828 | $2,098 | $140 | $471 | $2,710 | $116,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.18% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska · part of the Lincoln metro area.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Gosper County | $311,165 | -1.8% | 1.05% |
| Sioux County | $310,306 | +9.5% | 1.63% |
| Cass County | $308,970 | +3.7% | 1.43% |
| Buffalo County | $305,204 | +6.5% | 1.44% |
| Hamilton County | $301,079 | +5.6% | 0.95% |
| Lancaster County | $299,768 | +2.9% | 1.53% |
| McPherson County | $339,233 | +1.7% | 1.11% |
| Boone County | $294,679 | +1.7% | 1.03% |
| Douglas County | $294,051 | +2.2% | 1.69% |
| Keya Paha County | $284,560 | -1.1% | 1.29% |
Frequently asked questions
What is the average home price in Seward County, NE?
The typical home value in Seward County is $317,580 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Seward County?
About $93,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Seward County?
The median effective rate is 1.18% of home value a year (Census ACS 2024 5-year estimates).