Douglas County, Nebraska home prices
Typical home $294,051 · +2.2% in a year · property tax 1.69%
The typical home in Douglas County is worth $294,051, 6% more than the Nebraska typical home ($278,299). Values changed +2.2% in the past year and +22.9% over five years. Homeowners here pay a median 1.69% of their home's value in property tax each year ($4,980 on the typical home), versus 1.31% statewide.
Mortgage on the typical Douglas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,810 | $235,241 | $1,582 | $0 | $562 | $2,145 | $91,900 |
| 10% down | $29,405 | $264,646 | $1,780 | $110 | $562 | $2,453 | $105,100 |
| 5% down | $14,703 | $279,348 | $1,879 | $116 | $562 | $2,558 | $109,600 |
| 3.5% down (FHA) | $10,292 | $288,725 | $1,942 | $130 | $562 | $2,634 | $112,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska · part of the Omaha metro area.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Boone County | $294,679 | +1.7% | 1.03% |
| Lancaster County | $299,768 | +2.9% | 1.53% |
| Hamilton County | $301,079 | +5.6% | 0.95% |
| Keya Paha County | $284,560 | -1.1% | 1.29% |
| Buffalo County | $305,204 | +6.5% | 1.44% |
| Howard County | $280,528 | +4.3% | 1.16% |
| Hayes County | $280,179 | +1.4% | 1.01% |
| Cass County | $308,970 | +3.7% | 1.43% |
| Platte County | $278,340 | +2.1% | 1.29% |
| Sioux County | $310,306 | +9.5% | 1.63% |
Frequently asked questions
What is the average home price in Douglas County, NE?
The typical home value in Douglas County is $294,051 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Douglas County?
About $91,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Douglas County?
The median effective rate is 1.69% of home value a year (Census ACS 2024 5-year estimates).