Hamilton County, Nebraska home prices
Typical home $301,079 · +5.6% in a year · property tax 0.95%
The typical home in Hamilton County is worth $301,079, 8% more than the Nebraska typical home ($278,299). Values changed +5.6% in the past year and +37.3% over five years. Homeowners here pay a median 0.95% of their home's value in property tax each year ($2,857 on the typical home), versus 1.31% statewide.
Mortgage on the typical Hamilton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,216 | $240,863 | $1,620 | $0 | $389 | $2,009 | $86,100 |
| 10% down | $30,108 | $270,971 | $1,823 | $113 | $389 | $2,324 | $99,600 |
| 5% down | $15,054 | $286,025 | $1,924 | $119 | $389 | $2,432 | $104,200 |
| 3.5% down (FHA) | $10,538 | $295,626 | $1,989 | $133 | $389 | $2,510 | $107,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.95% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lancaster County | $299,768 | +2.9% | 1.53% |
| Buffalo County | $305,204 | +6.5% | 1.44% |
| Boone County | $294,679 | +1.7% | 1.03% |
| Douglas County | $294,051 | +2.2% | 1.69% |
| Cass County | $308,970 | +3.7% | 1.43% |
| Sioux County | $310,306 | +9.5% | 1.63% |
| Gosper County | $311,165 | -1.8% | 1.05% |
| Seward County | $317,580 | +7.0% | 1.18% |
| Keya Paha County | $284,560 | -1.1% | 1.29% |
| Howard County | $280,528 | +4.3% | 1.16% |
Frequently asked questions
What is the average home price in Hamilton County, NE?
The typical home value in Hamilton County is $301,079 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hamilton County?
About $86,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hamilton County?
The median effective rate is 0.95% of home value a year (Census ACS 2024 5-year estimates).