Gosper County, Nebraska home prices
Typical home $311,165 · -1.8% in a year · property tax 1.05%
The typical home in Gosper County is worth $311,165, 12% more than the Nebraska typical home ($278,299). Values changed -1.8% in the past year and +37.4% over five years. Homeowners here pay a median 1.05% of their home's value in property tax each year ($3,272 on the typical home), versus 1.31% statewide.
Mortgage on the typical Gosper County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,233 | $248,932 | $1,675 | $0 | $428 | $2,103 | $90,100 |
| 10% down | $31,117 | $280,049 | $1,884 | $117 | $428 | $2,429 | $104,100 |
| 5% down | $15,558 | $295,607 | $1,989 | $123 | $428 | $2,540 | $108,900 |
| 3.5% down (FHA) | $10,891 | $305,529 | $2,055 | $138 | $428 | $2,621 | $112,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.05% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska · part of the Lexington metro area.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sioux County | $310,306 | +9.5% | 1.63% |
| Cass County | $308,970 | +3.7% | 1.43% |
| Buffalo County | $305,204 | +6.5% | 1.44% |
| Seward County | $317,580 | +7.0% | 1.18% |
| Hamilton County | $301,079 | +5.6% | 0.95% |
| Lancaster County | $299,768 | +2.9% | 1.53% |
| Boone County | $294,679 | +1.7% | 1.03% |
| Douglas County | $294,051 | +2.2% | 1.69% |
| Keya Paha County | $284,560 | -1.1% | 1.29% |
| McPherson County | $339,233 | +1.7% | 1.11% |
Frequently asked questions
What is the average home price in Gosper County, NE?
The typical home value in Gosper County is $311,165 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Gosper County?
About $90,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Gosper County?
The median effective rate is 1.05% of home value a year (Census ACS 2024 5-year estimates).