Rock County, Nebraska home prices
Typical home $128,417 · +3.0% in a year · property tax 1.07%
The typical home in Rock County is worth $128,417, 54% less than the Nebraska typical home ($278,299). Values changed +3.0% in the past year and — over five years. Homeowners here pay a median 1.07% of their home's value in property tax each year ($1,379 on the typical home), versus 1.31% statewide.
Mortgage on the typical Rock County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,683 | $102,733 | $691 | $0 | $179 | $870 | $37,300 |
| 10% down | $12,842 | $115,575 | $777 | $48 | $179 | $1,005 | $43,100 |
| 5% down | $6,421 | $121,996 | $821 | $51 | $179 | $1,051 | $45,000 |
| 3.5% down (FHA) | $4,495 | $126,091 | $848 | $57 | $179 | $1,084 | $46,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.07% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Boyd County | $128,465 | -1.4% | 1.1% |
| Webster County | $135,584 | -0.0% | 1.45% |
| Furnas County | $119,619 | -3.0% | 1.38% |
| Jefferson County | $138,265 | -1.4% | 1.46% |
| Nuckolls County | $116,936 | +5.7% | 1.17% |
| Hooker County | $140,717 | +15.5% | 1.04% |
| Richardson County | $114,176 | +3.4% | 1.43% |
| Sheridan County | $143,575 | +1.4% | 1.37% |
| Hitchcock County | $146,947 | +5.1% | 1.17% |
| Thayer County | $148,778 | +3.6% | 1.03% |
Frequently asked questions
What is the average home price in Rock County, NE?
The typical home value in Rock County is $128,417 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Rock County?
About $37,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Rock County?
The median effective rate is 1.07% of home value a year (Census ACS 2024 5-year estimates).