Boyd County, Nebraska home prices
Typical home $128,465 · -1.4% in a year · property tax 1.1%
The typical home in Boyd County is worth $128,465, 54% less than the Nebraska typical home ($278,299). Values changed -1.4% in the past year and -24.9% over five years. Homeowners here pay a median 1.1% of their home's value in property tax each year ($1,411 on the typical home), versus 1.31% statewide.
Mortgage on the typical Boyd County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,693 | $102,772 | $691 | $0 | $182 | $873 | $37,400 |
| 10% down | $12,846 | $115,618 | $778 | $48 | $182 | $1,008 | $43,200 |
| 5% down | $6,423 | $122,042 | $821 | $51 | $182 | $1,054 | $45,200 |
| 3.5% down (FHA) | $4,496 | $126,138 | $849 | $57 | $182 | $1,087 | $46,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Rock County | $128,417 | +3.0% | 1.07% |
| Webster County | $135,584 | -0.0% | 1.45% |
| Furnas County | $119,619 | -3.0% | 1.38% |
| Jefferson County | $138,265 | -1.4% | 1.46% |
| Nuckolls County | $116,936 | +5.7% | 1.17% |
| Hooker County | $140,717 | +15.5% | 1.04% |
| Richardson County | $114,176 | +3.4% | 1.43% |
| Sheridan County | $143,575 | +1.4% | 1.37% |
| Hitchcock County | $146,947 | +5.1% | 1.17% |
| Thayer County | $148,778 | +3.6% | 1.03% |
Frequently asked questions
What is the average home price in Boyd County, NE?
The typical home value in Boyd County is $128,465 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Boyd County?
About $37,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Boyd County?
The median effective rate is 1.1% of home value a year (Census ACS 2024 5-year estimates).