Thayer County, Nebraska home prices
Typical home $148,778 · +3.6% in a year · property tax 1.03%
The typical home in Thayer County is worth $148,778, 47% less than the Nebraska typical home ($278,299). Values changed +3.6% in the past year and +31.6% over five years. Homeowners here pay a median 1.03% of their home's value in property tax each year ($1,525 on the typical home), versus 1.31% statewide.
Mortgage on the typical Thayer County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,756 | $119,022 | $801 | $0 | $201 | $1,002 | $43,000 |
| 10% down | $14,878 | $133,900 | $901 | $56 | $201 | $1,158 | $49,600 |
| 5% down | $7,439 | $141,339 | $951 | $59 | $201 | $1,211 | $51,900 |
| 3.5% down (FHA) | $5,207 | $146,083 | $983 | $66 | $201 | $1,250 | $53,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hitchcock County | $146,947 | +5.1% | 1.17% |
| Franklin County | $151,515 | +5.8% | 1.28% |
| Morrill County | $151,995 | +0.1% | 1.42% |
| Brown County | $153,472 | +4.1% | 1.1% |
| Sheridan County | $143,575 | +1.4% | 1.37% |
| Dundy County | $154,651 | -9.8% | 0.8% |
| Hooker County | $140,717 | +15.5% | 1.04% |
| Nance County | $159,244 | -1.0% | 1.1% |
| Jefferson County | $138,265 | -1.4% | 1.46% |
| Pawnee County | $160,023 | -0.3% | 1.52% |
Frequently asked questions
What is the average home price in Thayer County, NE?
The typical home value in Thayer County is $148,778 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Thayer County?
About $43,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Thayer County?
The median effective rate is 1.03% of home value a year (Census ACS 2024 5-year estimates).