Jefferson County, Nebraska home prices
Typical home $138,265 · -1.4% in a year · property tax 1.46%
The typical home in Jefferson County is worth $138,265, 50% less than the Nebraska typical home ($278,299). Values changed -1.4% in the past year and +18.4% over five years. Homeowners here pay a median 1.46% of their home's value in property tax each year ($2,014 on the typical home), versus 1.31% statewide.
Mortgage on the typical Jefferson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,653 | $110,612 | $744 | $0 | $237 | $981 | $42,000 |
| 10% down | $13,827 | $124,439 | $837 | $52 | $237 | $1,126 | $48,300 |
| 5% down | $6,913 | $131,352 | $884 | $55 | $237 | $1,175 | $50,400 |
| 3.5% down (FHA) | $4,839 | $135,761 | $913 | $61 | $237 | $1,211 | $51,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hooker County | $140,717 | +15.5% | 1.04% |
| Webster County | $135,584 | -0.0% | 1.45% |
| Sheridan County | $143,575 | +1.4% | 1.37% |
| Hitchcock County | $146,947 | +5.1% | 1.17% |
| Boyd County | $128,465 | -1.4% | 1.1% |
| Rock County | $128,417 | +3.0% | 1.07% |
| Thayer County | $148,778 | +3.6% | 1.03% |
| Franklin County | $151,515 | +5.8% | 1.28% |
| Morrill County | $151,995 | +0.1% | 1.42% |
| Brown County | $153,472 | +4.1% | 1.1% |
Frequently asked questions
What is the average home price in Jefferson County, NE?
The typical home value in Jefferson County is $138,265 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jefferson County?
About $42,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jefferson County?
The median effective rate is 1.46% of home value a year (Census ACS 2024 5-year estimates).