Richardson County, Nebraska home prices
Typical home $114,176 · +3.4% in a year · property tax 1.43%
The typical home in Richardson County is worth $114,176, 59% less than the Nebraska typical home ($278,299). Values changed +3.4% in the past year and +17.8% over five years. Homeowners here pay a median 1.43% of their home's value in property tax each year ($1,630 on the typical home), versus 1.31% statewide.
Mortgage on the typical Richardson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $22,835 | $91,341 | $614 | $0 | $193 | $807 | $34,600 |
| 10% down | $11,418 | $102,758 | $691 | $43 | $193 | $927 | $39,700 |
| 5% down | $5,709 | $108,467 | $730 | $45 | $193 | $968 | $41,500 |
| 3.5% down (FHA) | $3,996 | $112,108 | $754 | $50 | $193 | $998 | $42,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nuckolls County | $116,936 | +5.7% | 1.17% |
| Furnas County | $119,619 | -3.0% | 1.38% |
| Rock County | $128,417 | +3.0% | 1.07% |
| Boyd County | $128,465 | -1.4% | 1.1% |
| Webster County | $135,584 | -0.0% | 1.45% |
| Jefferson County | $138,265 | -1.4% | 1.46% |
| Hooker County | $140,717 | +15.5% | 1.04% |
| Sheridan County | $143,575 | +1.4% | 1.37% |
| Hitchcock County | $146,947 | +5.1% | 1.17% |
| Thayer County | $148,778 | +3.6% | 1.03% |
Frequently asked questions
What is the average home price in Richardson County, NE?
The typical home value in Richardson County is $114,176 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Richardson County?
About $34,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Richardson County?
The median effective rate is 1.43% of home value a year (Census ACS 2024 5-year estimates).