Scott County, Mississippi home prices
Typical home $116,968 · +4.2% in a year · property tax 0.67%
The typical home in Scott County is worth $116,968, 40% less than the Mississippi typical home ($194,531). Values changed +4.2% in the past year and -3.2% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($778 on the typical home), versus 0.65% statewide.
Mortgage on the typical Scott County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,394 | $93,575 | $629 | $0 | $123 | $753 | $32,300 |
| 10% down | $11,697 | $105,272 | $708 | $44 | $123 | $875 | $37,500 |
| 5% down | $5,848 | $111,120 | $748 | $46 | $123 | $917 | $39,300 |
| 3.5% down (FHA) | $4,094 | $114,850 | $773 | $52 | $123 | $948 | $40,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lawrence County | $116,405 | +3.8% | 0.67% |
| Wilkinson County | $116,375 | +3.4% | 0.99% |
| Attala County | $114,297 | -2.2% | 0.68% |
| Lauderdale County | $121,229 | +1.2% | 0.92% |
| Bolivar County | $112,070 | -7.1% | 0.73% |
| Tallahatchie County | $123,976 | -2.7% | 0.61% |
| Adams County | $109,360 | -7.6% | 0.9% |
| Sharkey County | $107,601 | -7.0% | 0.88% |
| Pike County | $107,132 | +9.4% | 0.88% |
| Copiah County | $126,892 | +1.1% | 0.72% |
Frequently asked questions
What is the average home price in Scott County, MS?
The typical home value in Scott County is $116,968 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Scott County?
About $32,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Scott County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).