Adams County, Mississippi home prices
Typical home $109,360 · -7.6% in a year · property tax 0.9%
The typical home in Adams County is worth $109,360, 44% less than the Mississippi typical home ($194,531). Values changed -7.6% in the past year and -24.7% over five years. Homeowners here pay a median 0.9% of their home's value in property tax each year ($980 on the typical home), versus 0.65% statewide.
Mortgage on the typical Adams County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $21,872 | $87,488 | $589 | $0 | $136 | $725 | $31,100 |
| 10% down | $10,936 | $98,424 | $662 | $41 | $136 | $839 | $36,000 |
| 5% down | $5,468 | $103,892 | $699 | $43 | $136 | $879 | $37,700 |
| 3.5% down (FHA) | $3,828 | $107,379 | $722 | $48 | $136 | $907 | $38,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.9% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Natchez metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sharkey County | $107,601 | -7.0% | 0.88% |
| Pike County | $107,132 | +9.4% | 0.88% |
| Bolivar County | $112,070 | -7.1% | 0.73% |
| Yazoo County | $105,424 | +6.0% | 0.78% |
| Attala County | $114,297 | -2.2% | 0.68% |
| Noxubee County | $104,348 | -3.0% | 0.96% |
| Wilkinson County | $116,375 | +3.4% | 0.99% |
| Lawrence County | $116,405 | +3.8% | 0.67% |
| Scott County | $116,968 | +4.2% | 0.67% |
| Clarke County | $101,322 | -6.5% | 0.56% |
Frequently asked questions
What is the average home price in Adams County, MS?
The typical home value in Adams County is $109,360 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Adams County?
About $31,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Adams County?
The median effective rate is 0.9% of home value a year (Census ACS 2024 5-year estimates).