Bolivar County, Mississippi home prices
Typical home $112,070 · -7.1% in a year · property tax 0.73%
The typical home in Bolivar County is worth $112,070, 42% less than the Mississippi typical home ($194,531). Values changed -7.1% in the past year and -30.7% over five years. Homeowners here pay a median 0.73% of their home's value in property tax each year ($819 on the typical home), versus 0.65% statewide.
Mortgage on the typical Bolivar County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $22,414 | $89,656 | $603 | $0 | $124 | $727 | $31,200 |
| 10% down | $11,207 | $100,863 | $679 | $42 | $124 | $845 | $36,200 |
| 5% down | $5,603 | $106,466 | $716 | $44 | $124 | $885 | $37,900 |
| 3.5% down (FHA) | $3,922 | $110,040 | $740 | $50 | $124 | $914 | $39,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.73% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Cleveland metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Attala County | $114,297 | -2.2% | 0.68% |
| Adams County | $109,360 | -7.6% | 0.9% |
| Wilkinson County | $116,375 | +3.4% | 0.99% |
| Lawrence County | $116,405 | +3.8% | 0.67% |
| Sharkey County | $107,601 | -7.0% | 0.88% |
| Scott County | $116,968 | +4.2% | 0.67% |
| Pike County | $107,132 | +9.4% | 0.88% |
| Yazoo County | $105,424 | +6.0% | 0.78% |
| Noxubee County | $104,348 | -3.0% | 0.96% |
| Lauderdale County | $121,229 | +1.2% | 0.92% |
Frequently asked questions
What is the average home price in Bolivar County, MS?
The typical home value in Bolivar County is $112,070 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bolivar County?
About $31,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bolivar County?
The median effective rate is 0.73% of home value a year (Census ACS 2024 5-year estimates).