Lawrence County, Mississippi home prices
Typical home $116,405 · +3.8% in a year · property tax 0.67%
The typical home in Lawrence County is worth $116,405, 40% less than the Mississippi typical home ($194,531). Values changed +3.8% in the past year and -15.6% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($785 on the typical home), versus 0.65% statewide.
Mortgage on the typical Lawrence County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,281 | $93,124 | $626 | $0 | $124 | $750 | $32,100 |
| 10% down | $11,640 | $104,764 | $705 | $44 | $124 | $872 | $37,400 |
| 5% down | $5,820 | $110,584 | $744 | $46 | $124 | $914 | $39,200 |
| 3.5% down (FHA) | $4,074 | $114,296 | $769 | $51 | $124 | $944 | $40,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wilkinson County | $116,375 | +3.4% | 0.99% |
| Scott County | $116,968 | +4.2% | 0.67% |
| Attala County | $114,297 | -2.2% | 0.68% |
| Bolivar County | $112,070 | -7.1% | 0.73% |
| Lauderdale County | $121,229 | +1.2% | 0.92% |
| Adams County | $109,360 | -7.6% | 0.9% |
| Tallahatchie County | $123,976 | -2.7% | 0.61% |
| Sharkey County | $107,601 | -7.0% | 0.88% |
| Pike County | $107,132 | +9.4% | 0.88% |
| Copiah County | $126,892 | +1.1% | 0.72% |
Frequently asked questions
What is the average home price in Lawrence County, MS?
The typical home value in Lawrence County is $116,405 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lawrence County?
About $32,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lawrence County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).