Copiah County, Mississippi home prices
Typical home $126,892 · +1.1% in a year · property tax 0.72%
The typical home in Copiah County is worth $126,892, 35% less than the Mississippi typical home ($194,531). Values changed +1.1% in the past year and +6.3% over five years. Homeowners here pay a median 0.72% of their home's value in property tax each year ($912 on the typical home), versus 0.65% statewide.
Mortgage on the typical Copiah County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,378 | $101,514 | $683 | $0 | $139 | $822 | $35,200 |
| 10% down | $12,689 | $114,203 | $768 | $48 | $139 | $955 | $40,900 |
| 5% down | $6,345 | $120,548 | $811 | $50 | $139 | $1,001 | $42,900 |
| 3.5% down (FHA) | $4,441 | $124,594 | $838 | $56 | $139 | $1,034 | $44,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.72% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Jackson metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Calhoun County | $128,776 | +0.3% | 0.66% |
| Grenada County | $129,552 | -4.7% | 1.02% |
| Tallahatchie County | $123,976 | -2.7% | 0.61% |
| Hinds County | $130,045 | +1.8% | 0.88% |
| Montgomery County | $131,637 | +2.1% | 1% |
| Lauderdale County | $121,229 | +1.2% | 0.92% |
| Jasper County | $132,659 | -2.1% | 0.69% |
| Newton County | $132,704 | -2.1% | 0.73% |
| Marion County | $133,969 | +4.0% | 0.75% |
| Kemper County | $135,394 | +11.2% | 0.57% |
Frequently asked questions
What is the average home price in Copiah County, MS?
The typical home value in Copiah County is $126,892 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Copiah County?
About $35,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Copiah County?
The median effective rate is 0.72% of home value a year (Census ACS 2024 5-year estimates).