Kemper County, Mississippi home prices
Typical home $135,394 · +11.2% in a year · property tax 0.57%
The typical home in Kemper County is worth $135,394, 30% less than the Mississippi typical home ($194,531). Values changed +11.2% in the past year and +1.3% over five years. Homeowners here pay a median 0.57% of their home's value in property tax each year ($765 on the typical home), versus 0.65% statewide.
Mortgage on the typical Kemper County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,079 | $108,315 | $729 | $0 | $131 | $860 | $36,900 |
| 10% down | $13,539 | $121,854 | $820 | $51 | $131 | $1,002 | $42,900 |
| 5% down | $6,770 | $128,624 | $865 | $54 | $131 | $1,050 | $45,000 |
| 3.5% down (FHA) | $4,739 | $132,941 | $894 | $60 | $131 | $1,086 | $46,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.57% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Meridian metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Amite County | $135,451 | -9.4% | 0.38% |
| Neshoba County | $136,271 | +0.2% | 0.89% |
| Prentiss County | $136,283 | +3.3% | 0.73% |
| Marion County | $133,969 | +4.0% | 0.75% |
| Chickasaw County | $137,649 | -2.1% | 0.73% |
| Newton County | $132,704 | -2.1% | 0.73% |
| Jasper County | $132,659 | -2.1% | 0.69% |
| Franklin County | $138,221 | +1.7% | 0.73% |
| Montgomery County | $131,637 | +2.1% | 1% |
| Tippah County | $139,263 | +1.8% | 0.77% |
Frequently asked questions
What is the average home price in Kemper County, MS?
The typical home value in Kemper County is $135,394 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kemper County?
About $36,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kemper County?
The median effective rate is 0.57% of home value a year (Census ACS 2024 5-year estimates).