Prentiss County, Mississippi home prices
Typical home $136,283 · +3.3% in a year · property tax 0.73%
The typical home in Prentiss County is worth $136,283, 30% less than the Mississippi typical home ($194,531). Values changed +3.3% in the past year and -1.4% over five years. Homeowners here pay a median 0.73% of their home's value in property tax each year ($995 on the typical home), versus 0.65% statewide.
Mortgage on the typical Prentiss County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,257 | $109,026 | $733 | $0 | $151 | $884 | $37,900 |
| 10% down | $13,628 | $122,655 | $825 | $51 | $151 | $1,027 | $44,000 |
| 5% down | $6,814 | $129,469 | $871 | $54 | $151 | $1,076 | $46,100 |
| 3.5% down (FHA) | $4,770 | $133,815 | $900 | $60 | $151 | $1,111 | $47,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.73% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Tupelo metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Neshoba County | $136,271 | +0.2% | 0.89% |
| Amite County | $135,451 | -9.4% | 0.38% |
| Kemper County | $135,394 | +11.2% | 0.57% |
| Chickasaw County | $137,649 | -2.1% | 0.73% |
| Franklin County | $138,221 | +1.7% | 0.73% |
| Marion County | $133,969 | +4.0% | 0.75% |
| Tippah County | $139,263 | +1.8% | 0.77% |
| Newton County | $132,704 | -2.1% | 0.73% |
| Jasper County | $132,659 | -2.1% | 0.69% |
| Montgomery County | $131,637 | +2.1% | 1% |
Frequently asked questions
What is the average home price in Prentiss County, MS?
The typical home value in Prentiss County is $136,283 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Prentiss County?
About $37,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Prentiss County?
The median effective rate is 0.73% of home value a year (Census ACS 2024 5-year estimates).