Neshoba County, Mississippi home prices
Typical home $136,271 · +0.2% in a year · property tax 0.89%
The typical home in Neshoba County is worth $136,271, 30% less than the Mississippi typical home ($194,531). Values changed +0.2% in the past year and -6.8% over five years. Homeowners here pay a median 0.89% of their home's value in property tax each year ($1,217 on the typical home), versus 0.65% statewide.
Mortgage on the typical Neshoba County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,254 | $109,017 | $733 | $0 | $170 | $903 | $38,700 |
| 10% down | $13,627 | $122,644 | $825 | $51 | $170 | $1,046 | $44,800 |
| 5% down | $6,814 | $129,457 | $871 | $54 | $170 | $1,094 | $46,900 |
| 3.5% down (FHA) | $4,769 | $133,802 | $900 | $60 | $170 | $1,130 | $48,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.89% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Prentiss County | $136,283 | +3.3% | 0.73% |
| Amite County | $135,451 | -9.4% | 0.38% |
| Kemper County | $135,394 | +11.2% | 0.57% |
| Chickasaw County | $137,649 | -2.1% | 0.73% |
| Franklin County | $138,221 | +1.7% | 0.73% |
| Marion County | $133,969 | +4.0% | 0.75% |
| Tippah County | $139,263 | +1.8% | 0.77% |
| Newton County | $132,704 | -2.1% | 0.73% |
| Jasper County | $132,659 | -2.1% | 0.69% |
| Montgomery County | $131,637 | +2.1% | 1% |
Frequently asked questions
What is the average home price in Neshoba County, MS?
The typical home value in Neshoba County is $136,271 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Neshoba County?
About $38,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Neshoba County?
The median effective rate is 0.89% of home value a year (Census ACS 2024 5-year estimates).