Hinds County, Mississippi home prices
Typical home $130,045 · +1.8% in a year · property tax 0.88%
The typical home in Hinds County is worth $130,045, 33% less than the Mississippi typical home ($194,531). Values changed +1.8% in the past year and -2.9% over five years. Homeowners here pay a median 0.88% of their home's value in property tax each year ($1,141 on the typical home), versus 0.65% statewide.
Mortgage on the typical Hinds County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,009 | $104,036 | $700 | $0 | $160 | $860 | $36,900 |
| 10% down | $13,004 | $117,040 | $787 | $49 | $160 | $996 | $42,700 |
| 5% down | $6,502 | $123,543 | $831 | $51 | $160 | $1,043 | $44,700 |
| 3.5% down (FHA) | $4,552 | $127,689 | $859 | $58 | $160 | $1,077 | $46,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.88% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Jackson metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Grenada County | $129,552 | -4.7% | 1.02% |
| Calhoun County | $128,776 | +0.3% | 0.66% |
| Montgomery County | $131,637 | +2.1% | 1% |
| Jasper County | $132,659 | -2.1% | 0.69% |
| Newton County | $132,704 | -2.1% | 0.73% |
| Copiah County | $126,892 | +1.1% | 0.72% |
| Marion County | $133,969 | +4.0% | 0.75% |
| Kemper County | $135,394 | +11.2% | 0.57% |
| Amite County | $135,451 | -9.4% | 0.38% |
| Tallahatchie County | $123,976 | -2.7% | 0.61% |
Frequently asked questions
What is the average home price in Hinds County, MS?
The typical home value in Hinds County is $130,045 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hinds County?
About $36,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hinds County?
The median effective rate is 0.88% of home value a year (Census ACS 2024 5-year estimates).