Jackson County, Mississippi home prices
Typical home $214,695 · +0.4% in a year · property tax 0.71%
The typical home in Jackson County is worth $214,695, 10% more than the Mississippi typical home ($194,531). Values changed +0.4% in the past year and +18.6% over five years. Homeowners here pay a median 0.71% of their home's value in property tax each year ($1,519 on the typical home), versus 0.65% statewide.
Mortgage on the typical Jackson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,939 | $171,756 | $1,155 | $0 | $234 | $1,389 | $59,500 |
| 10% down | $21,470 | $193,226 | $1,300 | $81 | $234 | $1,614 | $69,200 |
| 5% down | $10,735 | $203,961 | $1,372 | $85 | $234 | $1,691 | $72,500 |
| 3.5% down (FHA) | $7,514 | $210,807 | $1,418 | $95 | $234 | $1,747 | $74,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Gulfport metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marshall County | $216,006 | +0.4% | 0.72% |
| George County | $213,326 | +4.5% | 0.63% |
| Lee County | $212,212 | +6.1% | 0.69% |
| Pearl River County | $210,156 | +1.1% | 0.65% |
| Union County | $207,281 | +7.4% | 0.56% |
| Pontotoc County | $207,261 | +7.8% | 0.58% |
| Stone County | $204,922 | +7.8% | 0.7% |
| Harrison County | $229,862 | +2.8% | 0.65% |
| Hancock County | $236,201 | +0.8% | 0.71% |
| Lowndes County | $187,535 | +3.4% | 0.6% |
Frequently asked questions
What is the average home price in Jackson County, MS?
The typical home value in Jackson County is $214,695 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jackson County?
About $59,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jackson County?
The median effective rate is 0.71% of home value a year (Census ACS 2024 5-year estimates).