Pearl River County, Mississippi home prices
Typical home $210,156 · +1.1% in a year · property tax 0.65%
The typical home in Pearl River County is worth $210,156, 8% more than the Mississippi typical home ($194,531). Values changed +1.1% in the past year and +20.9% over five years. Homeowners here pay a median 0.65% of their home's value in property tax each year ($1,371 on the typical home), versus 0.65% statewide.
Mortgage on the typical Pearl River County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,031 | $168,124 | $1,131 | $0 | $219 | $1,350 | $57,900 |
| 10% down | $21,016 | $189,140 | $1,272 | $79 | $219 | $1,570 | $67,300 |
| 5% down | $10,508 | $199,648 | $1,343 | $83 | $219 | $1,646 | $70,500 |
| 3.5% down (FHA) | $7,355 | $206,349 | $1,388 | $93 | $219 | $1,700 | $72,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Picayune metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lee County | $212,212 | +6.1% | 0.69% |
| Union County | $207,281 | +7.4% | 0.56% |
| Pontotoc County | $207,261 | +7.8% | 0.58% |
| George County | $213,326 | +4.5% | 0.63% |
| Jackson County | $214,695 | +0.4% | 0.71% |
| Stone County | $204,922 | +7.8% | 0.7% |
| Marshall County | $216,006 | +0.4% | 0.72% |
| Harrison County | $229,862 | +2.8% | 0.65% |
| Lowndes County | $187,535 | +3.4% | 0.6% |
| Tishomingo County | $186,187 | -4.1% | 0.49% |
Frequently asked questions
What is the average home price in Pearl River County, MS?
The typical home value in Pearl River County is $210,156 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pearl River County?
About $57,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pearl River County?
The median effective rate is 0.65% of home value a year (Census ACS 2024 5-year estimates).