Lowndes County, Mississippi home prices
Typical home $187,535 · +3.4% in a year · property tax 0.6%
The typical home in Lowndes County is worth $187,535, 4% less than the Mississippi typical home ($194,531). Values changed +3.4% in the past year and +15.2% over five years. Homeowners here pay a median 0.6% of their home's value in property tax each year ($1,134 on the typical home), versus 0.65% statewide.
Mortgage on the typical Lowndes County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,507 | $150,028 | $1,009 | $0 | $188 | $1,197 | $51,300 |
| 10% down | $18,754 | $168,782 | $1,135 | $70 | $188 | $1,394 | $59,700 |
| 5% down | $9,377 | $178,159 | $1,198 | $74 | $188 | $1,461 | $62,600 |
| 3.5% down (FHA) | $6,564 | $184,139 | $1,239 | $83 | $188 | $1,510 | $64,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Columbus metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Tishomingo County | $186,187 | -4.1% | 0.49% |
| Panola County | $185,775 | +1.9% | 0.65% |
| Forrest County | $181,503 | +0.7% | 0.81% |
| Alcorn County | $179,058 | +7.0% | 0.58% |
| Covington County | $176,068 | +13.5% | 0.59% |
| Carroll County | $175,987 | -6.7% | 0.53% |
| Webster County | $171,919 | +1.2% | 0.68% |
| Stone County | $204,922 | +7.8% | 0.7% |
| Pontotoc County | $207,261 | +7.8% | 0.58% |
| Union County | $207,281 | +7.4% | 0.56% |
Frequently asked questions
What is the average home price in Lowndes County, MS?
The typical home value in Lowndes County is $187,535 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lowndes County?
About $51,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lowndes County?
The median effective rate is 0.6% of home value a year (Census ACS 2024 5-year estimates).