Harrison County, Mississippi home prices
Typical home $229,862 · +2.8% in a year · property tax 0.65%
The typical home in Harrison County is worth $229,862, 18% more than the Mississippi typical home ($194,531). Values changed +2.8% in the past year and +18.0% over five years. Homeowners here pay a median 0.65% of their home's value in property tax each year ($1,484 on the typical home), versus 0.65% statewide.
Mortgage on the typical Harrison County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,972 | $183,890 | $1,237 | $0 | $239 | $1,476 | $63,200 |
| 10% down | $22,986 | $206,876 | $1,392 | $86 | $239 | $1,716 | $73,600 |
| 5% down | $11,493 | $218,369 | $1,469 | $91 | $239 | $1,799 | $77,100 |
| 3.5% down (FHA) | $8,045 | $225,699 | $1,518 | $102 | $239 | $1,859 | $79,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Gulfport metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hancock County | $236,201 | +0.8% | 0.71% |
| Marshall County | $216,006 | +0.4% | 0.72% |
| Jackson County | $214,695 | +0.4% | 0.71% |
| George County | $213,326 | +4.5% | 0.63% |
| Lee County | $212,212 | +6.1% | 0.69% |
| Tate County | $248,358 | +4.9% | 0.65% |
| Pearl River County | $210,156 | +1.1% | 0.65% |
| Union County | $207,281 | +7.4% | 0.56% |
| Pontotoc County | $207,261 | +7.8% | 0.58% |
| Stone County | $204,922 | +7.8% | 0.7% |
Frequently asked questions
What is the average home price in Harrison County, MS?
The typical home value in Harrison County is $229,862 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Harrison County?
About $63,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Harrison County?
The median effective rate is 0.65% of home value a year (Census ACS 2024 5-year estimates).