Gulfport, MS home prices
Typical home $224,165 · +1.9% in a year · income needed $61,700
The Gulfport, MS metro area ranks 552 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.9% in a year and +17.8% over five years. With 20% down at 7.11%, the typical home costs about $1,439 a month including 0.65% property tax (Harrison County rate).
Mortgage on the typical Gulfport home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,833 | $179,332 | $1,206 | $0 | $233 | $1,439 | $61,700 |
| 10% down | $22,416 | $201,748 | $1,357 | $84 | $233 | $1,674 | $71,700 |
| 5% down | $11,208 | $212,957 | $1,433 | $89 | $233 | $1,754 | $75,200 |
| 3.5% down (FHA) | $7,846 | $220,105 | $1,481 | $99 | $233 | $1,812 | $77,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Gulfport area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Harrison County, MS | $229,862 | +2.8% | 0.65% |
| Jackson County, MS | $214,695 | +0.4% | 0.71% |
| Hancock County, MS | $236,201 | +0.8% | 0.71% |
| Stone County, MS | $204,922 | +7.8% | 0.7% |
What can you afford in Mississippi on your salary? · Mississippi home prices · Salaries in Mississippi
Frequently asked questions
How much is a house in Gulfport?
The typical home in the Gulfport, MS metro area is worth $224,165 (Zillow, September 2026).
What salary do you need to buy a house in Gulfport?
About $61,700 a year for the typical home with 20% down at 7.11%.