Isanti County, Minnesota home prices
Typical home $339,624 · +2.5% in a year · property tax 1.01%
The typical home in Isanti County is worth $339,624, 3% less than the Minnesota typical home ($348,778). Values changed +2.5% in the past year and +15.4% over five years. Homeowners here pay a median 1.01% of their home's value in property tax each year ($3,417 on the typical home), versus 1.04% statewide.
Mortgage on the typical Isanti County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,925 | $271,699 | $1,828 | $0 | $455 | $2,282 | $97,800 |
| 10% down | $33,962 | $305,662 | $2,056 | $127 | $455 | $2,638 | $113,100 |
| 5% down | $16,981 | $322,643 | $2,170 | $134 | $455 | $2,759 | $118,300 |
| 3.5% down (FHA) | $11,887 | $333,473 | $2,243 | $150 | $455 | $2,848 | $122,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.01% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota · part of the Minneapolis metro area.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cass County | $336,524 | +2.7% | 0.56% |
| Ramsey County | $334,747 | +1.7% | 1.21% |
| Otter Tail County | $334,672 | +5.8% | 0.77% |
| Dodge County | $334,610 | +5.6% | 1.11% |
| Douglas County | $347,708 | +3.3% | 0.83% |
| Olmsted County | $349,397 | +3.5% | 1.06% |
| Rice County | $350,912 | +2.2% | 0.97% |
| Pope County | $327,911 | +3.2% | 0.77% |
| Le Sueur County | $353,278 | +2.6% | 1.06% |
| Becker County | $354,781 | +5.0% | 0.69% |
Frequently asked questions
What is the average home price in Isanti County, MN?
The typical home value in Isanti County is $339,624 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Isanti County?
About $97,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Isanti County?
The median effective rate is 1.01% of home value a year (Census ACS 2024 5-year estimates).