Douglas County, Minnesota home prices
Typical home $347,708 · +3.3% in a year · property tax 0.83%
The typical home in Douglas County is worth $347,708, about the same as the Minnesota typical home ($348,778). Values changed +3.3% in the past year and +25.1% over five years. Homeowners here pay a median 0.83% of their home's value in property tax each year ($2,893 on the typical home), versus 1.04% statewide.
Mortgage on the typical Douglas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $69,542 | $278,167 | $1,871 | $0 | $415 | $2,286 | $98,000 |
| 10% down | $34,771 | $312,937 | $2,105 | $130 | $415 | $2,650 | $113,600 |
| 5% down | $17,385 | $330,323 | $2,222 | $138 | $415 | $2,775 | $118,900 |
| 3.5% down (FHA) | $12,170 | $341,410 | $2,297 | $154 | $415 | $2,865 | $122,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota · part of the Alexandria metro area.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Olmsted County | $349,397 | +3.5% | 1.06% |
| Rice County | $350,912 | +2.2% | 0.97% |
| Le Sueur County | $353,278 | +2.6% | 1.06% |
| Becker County | $354,781 | +5.0% | 0.69% |
| Isanti County | $339,624 | +2.5% | 1.01% |
| Cass County | $336,524 | +2.7% | 0.56% |
| Ramsey County | $334,747 | +1.7% | 1.21% |
| Otter Tail County | $334,672 | +5.8% | 0.77% |
| Dodge County | $334,610 | +5.6% | 1.11% |
| Pope County | $327,911 | +3.2% | 0.77% |
Frequently asked questions
What is the average home price in Douglas County, MN?
The typical home value in Douglas County is $347,708 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Douglas County?
About $98,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Douglas County?
The median effective rate is 0.83% of home value a year (Census ACS 2024 5-year estimates).