Becker County, Minnesota home prices
Typical home $354,781 · +5.0% in a year · property tax 0.69%
The typical home in Becker County is worth $354,781, about the same as the Minnesota typical home ($348,778). Values changed +5.0% in the past year and +27.8% over five years. Homeowners here pay a median 0.69% of their home's value in property tax each year ($2,455 on the typical home), versus 1.04% statewide.
Mortgage on the typical Becker County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,956 | $283,824 | $1,909 | $0 | $382 | $2,291 | $98,200 |
| 10% down | $35,478 | $319,303 | $2,148 | $133 | $382 | $2,663 | $114,100 |
| 5% down | $17,739 | $337,042 | $2,267 | $140 | $382 | $2,790 | $119,600 |
| 3.5% down (FHA) | $12,417 | $348,355 | $2,343 | $157 | $382 | $2,882 | $123,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Le Sueur County | $353,278 | +2.6% | 1.06% |
| Rice County | $350,912 | +2.2% | 0.97% |
| Olmsted County | $349,397 | +3.5% | 1.06% |
| Douglas County | $347,708 | +3.3% | 0.83% |
| Crow Wing County | $369,756 | +3.4% | 0.74% |
| Isanti County | $339,624 | +2.5% | 1.01% |
| Cass County | $336,524 | +2.7% | 0.56% |
| Anoka County | $373,109 | +1.6% | 0.94% |
| Ramsey County | $334,747 | +1.7% | 1.21% |
| Otter Tail County | $334,672 | +5.8% | 0.77% |
Frequently asked questions
What is the average home price in Becker County, MN?
The typical home value in Becker County is $354,781 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Becker County?
About $98,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Becker County?
The median effective rate is 0.69% of home value a year (Census ACS 2024 5-year estimates).