Cass County, Minnesota home prices
Typical home $336,524 · +2.7% in a year · property tax 0.56%
The typical home in Cass County is worth $336,524, 4% less than the Minnesota typical home ($348,778). Values changed +2.7% in the past year and +30.7% over five years. Homeowners here pay a median 0.56% of their home's value in property tax each year ($1,885 on the typical home), versus 1.04% statewide.
Mortgage on the typical Cass County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,305 | $269,219 | $1,811 | $0 | $325 | $2,136 | $91,600 |
| 10% down | $33,652 | $302,872 | $2,037 | $126 | $325 | $2,489 | $106,700 |
| 5% down | $16,826 | $319,698 | $2,151 | $133 | $325 | $2,609 | $111,800 |
| 3.5% down (FHA) | $11,778 | $330,429 | $2,223 | $149 | $325 | $2,697 | $115,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota · part of the Brainerd metro area.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ramsey County | $334,747 | +1.7% | 1.21% |
| Otter Tail County | $334,672 | +5.8% | 0.77% |
| Dodge County | $334,610 | +5.6% | 1.11% |
| Isanti County | $339,624 | +2.5% | 1.01% |
| Pope County | $327,911 | +3.2% | 0.77% |
| Douglas County | $347,708 | +3.3% | 0.83% |
| Olmsted County | $349,397 | +3.5% | 1.06% |
| Houston County | $322,279 | +3.5% | 1.15% |
| Rice County | $350,912 | +2.2% | 0.97% |
| Goodhue County | $321,212 | +1.6% | 1.05% |
Frequently asked questions
What is the average home price in Cass County, MN?
The typical home value in Cass County is $336,524 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cass County?
About $91,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cass County?
The median effective rate is 0.56% of home value a year (Census ACS 2024 5-year estimates).