Pope County, Minnesota home prices
Typical home $327,911 · +3.2% in a year · property tax 0.77%
The typical home in Pope County is worth $327,911, 6% less than the Minnesota typical home ($348,778). Values changed +3.2% in the past year and +22.5% over five years. Homeowners here pay a median 0.77% of their home's value in property tax each year ($2,528 on the typical home), versus 1.04% statewide.
Mortgage on the typical Pope County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $65,582 | $262,329 | $1,765 | $0 | $375 | $2,139 | $91,700 |
| 10% down | $32,791 | $295,120 | $1,985 | $123 | $375 | $2,483 | $106,400 |
| 5% down | $16,396 | $311,515 | $2,096 | $130 | $375 | $2,600 | $111,400 |
| 3.5% down (FHA) | $11,477 | $321,971 | $2,166 | $145 | $375 | $2,686 | $115,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.77% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Houston County | $322,279 | +3.5% | 1.15% |
| Dodge County | $334,610 | +5.6% | 1.11% |
| Goodhue County | $321,212 | +1.6% | 1.05% |
| Otter Tail County | $334,672 | +5.8% | 0.77% |
| Ramsey County | $334,747 | +1.7% | 1.21% |
| Cass County | $336,524 | +2.7% | 0.56% |
| Wabasha County | $318,894 | +5.2% | 1.05% |
| Hubbard County | $317,334 | +1.9% | 0.78% |
| Isanti County | $339,624 | +2.5% | 1.01% |
| Benton County | $313,228 | +2.8% | 0.98% |
Frequently asked questions
What is the average home price in Pope County, MN?
The typical home value in Pope County is $327,911 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pope County?
About $91,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pope County?
The median effective rate is 0.77% of home value a year (Census ACS 2024 5-year estimates).