Hubbard County, Minnesota home prices
Typical home $317,334 · +1.9% in a year · property tax 0.78%
The typical home in Hubbard County is worth $317,334, 9% less than the Minnesota typical home ($348,778). Values changed +1.9% in the past year and +24.4% over five years. Homeowners here pay a median 0.78% of their home's value in property tax each year ($2,489 on the typical home), versus 1.04% statewide.
Mortgage on the typical Hubbard County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $63,467 | $253,867 | $1,708 | $0 | $366 | $2,074 | $88,900 |
| 10% down | $31,733 | $285,601 | $1,921 | $119 | $366 | $2,406 | $103,100 |
| 5% down | $15,867 | $301,468 | $2,028 | $126 | $366 | $2,520 | $108,000 |
| 3.5% down (FHA) | $11,107 | $311,586 | $2,096 | $140 | $366 | $2,603 | $111,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.78% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wabasha County | $318,894 | +5.2% | 1.05% |
| Goodhue County | $321,212 | +1.6% | 1.05% |
| Benton County | $313,228 | +2.8% | 0.98% |
| Morrison County | $312,773 | +3.3% | 0.88% |
| Houston County | $322,279 | +3.5% | 1.15% |
| Nicollet County | $312,313 | +3.0% | 1.13% |
| Stearns County | $310,038 | +2.4% | 1% |
| Mille Lacs County | $309,263 | +1.5% | 1.04% |
| Pope County | $327,911 | +3.2% | 0.77% |
| Clay County | $303,991 | +2.5% | 1.13% |
Frequently asked questions
What is the average home price in Hubbard County, MN?
The typical home value in Hubbard County is $317,334 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hubbard County?
About $88,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hubbard County?
The median effective rate is 0.78% of home value a year (Census ACS 2024 5-year estimates).