Clinton County, Michigan home prices
Typical home $314,333 · +4.3% in a year · property tax 1.23%
The typical home in Clinton County is worth $314,333, 19% more than the Michigan typical home ($263,760). Values changed +4.3% in the past year and +24.0% over five years. Homeowners here pay a median 1.23% of their home's value in property tax each year ($3,858 on the typical home), versus 1.17% statewide.
Mortgage on the typical Clinton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,867 | $251,466 | $1,692 | $0 | $479 | $2,170 | $93,000 |
| 10% down | $31,433 | $282,900 | $1,903 | $118 | $479 | $2,500 | $107,100 |
| 5% down | $15,717 | $298,616 | $2,009 | $124 | $479 | $2,612 | $111,900 |
| 3.5% down (FHA) | $11,002 | $308,640 | $2,076 | $139 | $479 | $2,694 | $115,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.23% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Lansing metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Barry County | $301,131 | +5.0% | 1.05% |
| Lapeer County | $296,879 | +4.5% | 0.92% |
| Allegan County | $346,459 | +4.1% | 1.08% |
| Berrien County | $281,193 | +7.0% | 1.08% |
| Antrim County | $348,970 | +4.7% | 0.84% |
| Kent County | $353,407 | +4.5% | 1.11% |
| Kalamazoo County | $273,812 | +4.2% | 1.45% |
| Van Buren County | $272,490 | +4.3% | 1.23% |
| Monroe County | $270,412 | +6.1% | 1.16% |
| Macomb County | $267,474 | +1.2% | 1.4% |
Frequently asked questions
What is the average home price in Clinton County, MI?
The typical home value in Clinton County is $314,333 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clinton County?
About $93,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clinton County?
The median effective rate is 1.23% of home value a year (Census ACS 2024 5-year estimates).