Macomb County, Michigan home prices
Typical home $267,474 · +1.2% in a year · property tax 1.4%
The typical home in Macomb County is worth $267,474, about the same as the Michigan typical home ($263,760). Values changed +1.2% in the past year and +22.4% over five years. Homeowners here pay a median 1.4% of their home's value in property tax each year ($3,733 on the typical home), versus 1.17% statewide.
Mortgage on the typical Macomb County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $53,495 | $213,979 | $1,439 | $0 | $445 | $1,884 | $80,800 |
| 10% down | $26,747 | $240,726 | $1,619 | $100 | $445 | $2,165 | $92,800 |
| 5% down | $13,374 | $254,100 | $1,709 | $106 | $445 | $2,260 | $96,900 |
| 3.5% down (FHA) | $9,362 | $262,629 | $1,767 | $118 | $445 | $2,330 | $99,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.4% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Michigan · part of the Detroit metro area.
Michigan counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mason County | $267,052 | +8.1% | 1.06% |
| Cass County | $266,388 | +5.0% | 0.97% |
| Ionia County | $264,748 | +6.3% | 1.13% |
| Monroe County | $270,412 | +6.1% | 1.16% |
| Marquette County | $262,677 | +8.8% | 0.97% |
| Van Buren County | $272,490 | +4.3% | 1.23% |
| Kalamazoo County | $273,812 | +4.2% | 1.45% |
| Manistee County | $260,685 | +10.0% | 1.04% |
| Saint Clair County | $259,356 | +4.2% | 1.14% |
| Eaton County | $259,014 | +3.5% | 1.41% |
Frequently asked questions
What is the average home price in Macomb County, MI?
The typical home value in Macomb County is $267,474 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Macomb County?
About $80,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Macomb County?
The median effective rate is 1.4% of home value a year (Census ACS 2024 5-year estimates).